Terms of Service

1. Acceptance of Terms

By accessing or using Student Loan Calculators, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions, you must not access or use our website.

2. Educational Purpose

Student Loan Calculators provides educational tools and resources for informational purposes only. The calculators and information on this website are designed to provide general guidance to help you understand various aspects of student loans. Our calculators use standard financial formulas, but results should be verified with your loan servicer or financial advisor for your specific situation.

3. Not Financial Advice

The information provided on this website does not constitute financial advice, investment advice, or any other kind of professional advice. We are not financial advisors, financial planners, or loan servicers. Always consult with a qualified professional regarding your specific financial situation before making any decisions based on the information provided by our calculators or website content.

4. Accuracy of Information

While we strive to provide accurate calculations and information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the calculators, website, or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk.

5. Use of the Calculators

The calculators on this website use standardized formulas to estimate loan payments, interest accumulation, and other loan-related metrics. Actual loan terms, interest rates, and payment schedules may vary. The calculations are approximations only and should not be the sole basis for financial decisions. Always verify with your loan provider for your specific terms and conditions.

6. Advertising and Affiliate Links

Our website contains advertisements and affiliate links. We may earn a commission when you click on or make purchases through these links at no additional cost to you. These relationships do not affect our content or calculator accuracy, but they help support our ability to provide free calculators and educational content. We only recommend products we believe will be valuable to our users.

7. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, calculator tools, and educational materials, is the property of Student Loan Calculators and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

8. User Conduct

By using this website, you agree not to:

• Use the website in any way that violates any applicable federal, state, local, or international law or regulation
• Attempt to interfere with the proper working of the website
• Engage in any other conduct that restricts or inhibits anyone's use of the website
• Use the website in any manner that could disable, overburden, damage, or impair the site
• Use any robot, spider, or other automatic device to access the website
• Misrepresent your identity or affiliation with any person or organization

9. Privacy Policy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your information and how we use cookies and other technologies.

10. Limitation of Liability

Student Loan Calculators, its owners, operators, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use, the website or any content on the website. This includes any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the website.

11. Indemnification

You agree to defend, indemnify, and hold harmless Student Loan Calculators, its owners, operators, employees, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of the website.

12. Third-Party Links

Our website may contain links to third-party websites that are not owned or controlled by Student Loan Calculators. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Student Loan Calculators shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such website or service.

13. Modifications to Terms

We may revise these Terms of Service at any time without notice. By continuing to use our website after such revisions are posted, you agree to be bound by the revised terms. We encourage you to review these Terms of Service periodically.

14. Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

15. Governing Law

These Terms of Service and any disputes relating to these terms or the website shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

16. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us:

• By email: terms@studentloancalculators.com
• By visiting our contact page